NatWest and Halifax cut mortgage costs

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• The average five-year fixed deal came in at 4.99%, a drop from the previous 5%

  80% confidence

• It supports borrowers who are constrained by income multiples rather than the monthly cost, and shows how lenders are adapting to the reality of today's housing market

  80% confidence

• The change to withdraw 60% LTV products was part of a reprice following the changes to swaps after the Bank of England held interest rates

  80% confidence

• With the right advice, borrowers can use that flexibility to move sooner and secure a deal that fits both the immediate need and the longer-term plan

  80% confidence

• Nationwide extending six times income lending beyond first time buyers is a positive step, particularly as the first wave of Helping Hand customers starts to look at their next move

  80% confidence

• The average rate for a two-year fixed mortgage came in at 4.49% this week

  80% confidence

Data points we hold from this source